Welcome to The Gold River Office of Cetera Advisor Networks
The Gold River Office of Cetera Advisor Networks is a financial services firm committed to helping you improve your long-term financial success. Our customized programs are designed to help grow and conserve your wealth by delivering a high level of personalized service. Our high ethical standards ensure we put our clients needs first.
We encourage you to explore our site and learn more about the services we provide. Should you have any questions or would like more information on our firm, please feel free to email us or call us at (916) 638-6899. We look forward to hearing from you.
Helpful Content
The Business Cycle
How will you weather the ups and downs of the business cycle?
Is Term Life Insurance for You?
Term insurance is the simplest form of life insurance. Here's how it works.
Estimating the Cost of College
This worksheet can help you estimate the costs of a four-year college program.
Top New Digital Tools for Small Businesses
Apps that help small business owners better manage and grow their business.
Silver Sneakers 101
Medicare’s popular program, offering free gym membership and health education.
Dog Bites Neighbor. Now What?
Even dogs have bad days. So, what happens when your dog bites a neighbor or passing pedestrian?
Saving on Subscription Service Costs
There are ways to improve your physical fitness without denting your fiscal fitness.
Budgeting After a Divorce
Divorce is the second most stressful time in a person's life. Here's some tips to get through it.
Travel, Without the Baggage
Tips to avoid checking in luggage on your next vacation.
View all articles 
Lifetime of Earnings
Estimate how much you have the potential to earn during your working years.
Social Security Taxes
Estimate how much of your Social Security benefit may be considered taxable.
What Is My Life Expectancy?
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
Long-Term-Care Needs
Determine your potential long-term care needs and how long your current assets might last.
Capital Gains Tax Estimator
Use this calculator to estimate your capital gains tax.
Saving for Retirement
This calculator can help you estimate how much you may need to save for retirement.
View all calculators
Principles of Preserving Wealth
How federal estate taxes work, plus estate management documents and tactics.
Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
Long-Term-Care Protection Strategies
The chances of needing long-term care, its cost, and strategies for covering that cost.
View all presentations
What Our Kids Can Teach us About Saving Money
Would you guess that Millennials are effectively saving for retirement? Well, they are.
Keeping Up with the Joneses
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
From Boats to Brokers
From the Dutch East India Company to Wall Street, the stock market has a long and storied history.
16 Wall Street Cliches in 60 Seconds
Pundits say a lot of things about the markets. Let's see if you can keep up.
The Cost of Procrastination
Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.
A New Way to Look at Your Bucket List
Bucket lists don’t have to be for tomorrow.